Welcome to Whitecap

Constructing this web page is better than watching the tube!

Bob Smith and Mary Grace Elizondo have been providing innovative
solutions to commercial insurance needs since 1982.   Bob started
his insurance career  with Liberty Mutual after graduating from USF
with a degree in business.  After leaving Cal Poly with a degree in
business finance in 1987, MaryGrace joined John Hancock financial
services and started her career as a Certified Financial Planner.

MaryGrace and Bob were thrown into a compulsory life insurance
class along with their associates in 1988.  As a result, we  now we
have three boys who may ride the wave of Whitecap Insurance well
into the future!

Whitecap Insurance Services offers all lines of commercial property
casualty insurance
and employee benefits consulting.
Yada Yada

If anybody actually sees this, please
note that this will not be finished....at
least for the foreseable future.    Not
much time to spend.  My promise is that
Bob, MG, and the whitecappers will
help you with your insurance and
financial needs more than  whatever
you can get a web page. So call us!
Whitecap Insurance Services
We have developed excellent
long term relations with major
insurers
Our integrity creates your
credibility.
I like the Squirrel Nut Zippers
MaryGrace Kiteboarding at Rio
Alex at Stinson Beach
some guy at waddell