Employee Benefits

With over 30 years of experience in all aspects of Employee Benefits, MaryGrace Elizondo and the Whitecap team provide our clients with innovative solutions and a dedication to a level of service that is unsurpassed. We understand the importance of providing quality programs to attract and retain great employees, yet we also appreciate the fine line walked by employers to implement such plans and, simultaneously, to be responsible with the cost of funding them. Employee benefit costs have increased by double digits for the last decade or more, and we look for ways to help our clients manage that cost.

Get Covered

As an independent broker, we will consider all available options of fully insured or self-insured programs. We will

• Market your group to a variety of carriers.
• Offer recommendations.
• Assist with implementation and employee communication including employee meetings.
• Support your administrative team and employees in resolution of administrative and claim issues.

We consult with our clients in providing them with the following employee benefits:

• Medical (including HSA & HRA)
• Dental
• Vision
• Chiropractic & Acupuncture
• Short & Long-Term Disability
• Life and AD&D
• Flexible Spending Accounts (FSA’s)
• EAP’s

We further assist the owners and key employees with

• Executive Benefit Planning
• Key Person Insurance
• Succession Planning

Our clients are large and small, local and nationwide, and we do not approach them with a “one size fits all” philosophy. We know that each business has its own set of priorities and needs, and we strive to find solutions that can accommodate them and their employees. Our clients appreciate the fact that we are small enough to give them the attention they deserve yet big enough to offer exceptional support.